Important Notice and Request for Consent to Electronic Delivery of Materials, Notices and Confirmations

Pursuant to SEC Regulation Crowdfunding, Rule 302 (a), you must carefully read and agree to the following provisions before continuing with the electronic account opening and registration process for Smartmoney.inc (the “Site”). We also recommend that you print a copy of this statement and keep a copy for your records.

Consent to Electronic Delivery. By clicking in the box marked “I consent” below, you hereby consent to us providing you all required Site Documents, as defined herein, electronically. This means you consent to our use of electronic communications (e.g., e-mail), electronic records, and electronic signatures rather than paper documents for all materials, notices, disclosures, account statements, communications, forms and agreements (the “Site Documents”) provided to you by the Site, or by you to the Site, including but not limited to

(i) the educational materials https://smartmoney.inc/learning-centre disclosing any offer, purchase and issuance of securities through the Site, including the risks of investing on the Site or in any particular offering;
(ii) the terms of use https://smartmoney.inc/terms and privacy policy https://smartmoney.inc/privacy of the Site covering the use of the Site and collection and use of information from users of the Site;
(iii) any and all current and future notices and/or disclosures provided to you by the Site and/or issuers of securities offered on the Site, as well as such other Site Documents regarding the Site’s relationship with you, issuers of securities sold on the Site, promoters of securities sold on the Site, or the Site’s affiliates or assigns;
(iv) communications from you to the Site confirming your consent to notices provided by the Site and delivery of questionnaires from you to the Site demonstrating your acknowledgement of and/or agreement to disclosures provided by the Site;
(v) responses to communications or reconfirmations from you or documentation provided by you;
(vi) all notices regarding your Site account, any offering posted on the Site or the agreements entered into through this Site; and
(vii) all changes and updates to any Site Documents.

You understand that your electronic signature to any Site Document is legally binding, just as if you had signed a paper document. You also understand that by consenting to electronic delivery, we will not be mailing you copies of any Site Documents that we have provided to you electronically.

Notice: You accept that such electronic communications provided to you by the Site are reasonable and proper notice, for the purpose of any and all applicable state and federal laws, rules and regulations, including, but not limited to, the Regulation Crowdfunding Rules promulgated pursuant to Title III of the Jumpstart Our Business Startups Act, and agree that the electronic format of the Site Documents fully satisfies any requirement that such communications be provided to you in writing or in a format that you may keep. Communications shall be deemed delivered to you when sent by the Site and not when received.

Electronic Signature: Completing the registration process with the Site constitutes your electronic signature. Any record containing an electronic signature shall be deemed for all purposes to have been “executed” and will constitute an “original” signature when printed from electronic records established and maintained by the Site, its affiliates, assigns or agents in the normal course of business. Upon the Site’s request, you agree to manually sign or place your signature on any paper original of any electronic record provided to you containing your purported electronic signature.